This invention pertains to any common online shopping scenarios where users may make a purchase. Whoever secures rights to this patent will enjoy an exclusive use on this very intuitive and key user centric feature in all e-commerce transactions. Providers of financial management software, financial institutions or credit card companies that can leverage this invention exclusively will also gain a strategic advantage and create a “network” effect with their main offerings.
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Louis Carbonneau will be speaking at the World IP Forum in Bangkok on November 19-20, 2026.